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Professional Articles

Financial Sector Reforms

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“Reform” simply refers to bringing about change that is capable of provoking improvement. This may take the form of removing undesirable qualities or processes; it could also take the form of injecting new rules, procedures, processes, etc.

 

In order to provoke necessary improvements, the Federal government of Nigeria embarked on reformation in several sectors of the economy such as political, economical, financial, industrial, solid mineral, oil and gas energy, telecommunications, legal etc. some of the reforms actually started prior to the commencement of the current dispensation but were accelerated while some other reforms were conceptualized and executed or in the process of execution in the current dispensation.

For the purpose of this paper, we shall however limit ourselves to the financial sector which, most often, is myopically considered as banking and non-banking financial institutions only. It therefore implies that we shall extend our discussion beyond the development in banks and insurance sub-sectors of the industry.

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